Louis Scatigna

CFP, President

Lou Scatigna is a veteran financial advisor with over 32 years in the financial services field. Lou is a Certified Financial Planner, tax accountant, registered representative, personal finance author and radio talk show host.
Lou has hosted the top rated "The Financial Physician" radio show on WOBM AM 1160 in New Jersey for the past 15 years. In August 2009 the program went national when he started broadcasting the program on XM Satellite Radio. Lou gives his audience straightforward tough love and stresses the importance of financial responsibility and financial literacy. His unorthodox approach has branded him as a maverick who does not hesitate to question and challenge both trendy and traditionally accepted financial-industry views. Lou's radio programs can be found on his radio show website (www.thefinancialphysician.com). He also provides additional comments and advice in his daily blog.
Lou's advice is built on rock-solid research and information and based on well-reasoned approaches that have consistently passed the test of time. He excels at explaining and demystifying complex financial matters and putting them in clear, direct language that everyone can quickly grasp.
In December 2009, Lou published his first book, "The Financial Physician: How to Cure Your Money Problems and Boost Your Financial Health." By making analogies to physical health, Lou explains in clear, straightforward language how to repair your financial health. A dynamic and popular speaker, Lou has been quoted in numerous newspapers and websites including USA Today, the Dallas Morning News, Fox Business.com, and CNN.com. He has also appeared on over 100 national and local television programs including Fox News, Fox Business, MSNBC and CNBC.

Telephone: (732) 905-8100
Fax: (732)-905-1806
Email: lou@afminvestments.net

Evelyn Tieto

Executive Assistant to Louis Scatigna, President

Telephone: (732) 905-8100
Fax: (732) 905-8106
Email: evelyn@afminvestments.net

Martin D. Saltzman

Principal/ COO, Investment Advisor

Martin D. Saltzman is a professional financial planner, registered representative, Chief Operating Officer, and Principal of AFM Investments, Inc. in Toms River, New Jersey. He has over 32 years of investment and financial advisory experience.
After graduating from Monmouth College (now Monmouth University) in 1982, Mr. Saltzman entered the financial services industry. He attained various supervisory positions before founding Affiliated Financial Management Inc., a financial planning firm, in 1987.
AFM Investments, Inc. was established in 1989. "AFM" is a full service financial planning and investment firm handling all aspects of financial management. Services provided by AFM include: investments (stocks and bonds), estate and retirement planning, pension planning, college savings planning, and money management. He is also a licensed life insurance agent. Mr. Saltzman has appeared on the television show "Money and Sense" as well as various radio shows, including periodically guesting on "The Financial Physician", WOBM 1160 AM discussing all aspects of investing and financial planning. Martin has become a member of the Greater Toms River Chamber of Commerce as of January 2016.
Martin Saltzman was named Citizen of the Year in 2000 by the Howell Chamber of Commerce. Mr. Saltzman served a two year term as President of the Howell Chamber of Commerce. He is also past President of the Optimist Club of Howell, a service group that raises money for youth programs. Martin held the position of Lieutenant Governor of Optimist International in the New Jersey district. He is also a member of the Howell Bulletproof Vest Fund. Mr. Saltzman is a member of the 200 Club of Monmouth County, as well as a member of the Jackson Chamber of Commerce. Martin has been a travel softball coach, working with players from 10 and under to 18 years of age. Martin resides in Jackson with his wife Ginger and his daughters Alexa and Shayna.
Mr. Saltzman has been a Notary Public since 1985.
A comprehensive review of a client's financial goals, risk tolerance, and financial aptitude always precede any investment recommendation by Mr. Saltzman.

Telephone: (732) 905-8100
Fax: (732) 905-1806
Email: martin@afminvestments.net